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Protectionhelp Legacy Planning

Legacy Planning Insights

Clear, jargon-free articles on wills, LPAs, inheritance tax, probate, and protecting your family's future.

Do I Really Need a Will?

Do I Really Need a Will?

December 02, 2025

A Will is one of the simplest but most important documents you’ll ever make. It sets out exactly what you want to happen to your property, money and personal items when you die...

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What Is a Lasting Power of Attorney (LPA)?

What Is a Lasting Power of Attorney (LPA)?

December 03, 2025

A Lasting Power of Attorney allows you to appoint someone you trust to make decisions on your behalf if you ever lose the ability to make them yourself...

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What Happens If I Don’t Have an LPA?

What Happens If I Don’t Have an LPA?

December 02, 2025

If you lose mental capacity and do not have an LPA: No one automatically gains legal authority to manage your finances...

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The Basics of Inheritance Tax (IHT)

The Basics of Inheritance Tax (IHT)

December 02, 2025

Inheritance Tax is charged at 40% on the value of your estate above certain allowances...

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How to Reduce a Potential Inheritance Tax Bill

How to Reduce a Potential Inheritance Tax Bill

December 02, 2025

There are several ways people commonly reduce IHT exposure, including lifetime gifts, making use of allowances...

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Why Digital Assets Matter in Legacy Planning

Why Digital Assets Matter in Legacy Planning

December 02, 2025

Digital assets now form a significant part of many estates. These can include online bank accounts, social-media accounts...

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What Is Probate and When Is It Needed?

What Is Probate and When Is It Needed?

December 02, 2025

Probate is the legal process of administering an estate after someone has died. It allows executors to access bank accounts...

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What Is an Executor and How Do I Choose One?

What Is an Executor and How Do I Choose One?

December 02, 2025

An executor is the person legally responsible for carrying out your Will. Their duties may include registering the death...

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Should I Update My Will?

Should I Update My Will?

December 02, 2025

Wills should be reviewed every 3–5 years, or sooner after major life events such as marriage or divorce...

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What Is a Will Review and Why Is It Important?

What Is a Will Review and Why Is It Important?

December 02, 2025

A Will review is a simple check-up to ensure your current Will is still accurate, valid, and aligned with your estate...

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